Medical cash back plans are a great way to receive payments towards a wide range of medical bills and also if you are a hospital in-patient.

Cash back plans generally always exclude claims in any way related (directly or indirectly) to pre-existing medical conditions. However, this plan looks at the specific reason you were hospitalised - not whether it was linked to a pre-existing condition. A more detailed explanation and examples are given on the next page.

If you are HIV+ and are looking for a medical cash-back place, please click here.

If you are not HIV+ and are looking for a medical cash-back plan, please click here.

There is no difference in the plan itself. The explanation of it is worded to address the differing needs of our clients.